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Chin strap

A chin strap is eligible for HSA, FSA, and HRA if it is used to treat a specific medical condition and is substantiated by a medical professional.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Diagnosis or Letter of Medical Necessity

A chin strap is eligible if it is primarily for the diagnosis, cure, mitigation, treatment, or prevention of a specific medical condition, such as sleep apnea, TMJ, or post-surgical recovery. A doctor's note or Letter of Medical Necessity (LMN) may be required to substantiate this medical purpose.

Quick Reference

Medical expenses, as defined by the IRS, are amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. A chin strap can qualify if it is used to address a specific medical condition, such as aiding in the treatment of sleep apnea or supporting recovery after a medical procedure. Its eligibility depends on its medical purpose rather than general wellness or cosmetic use.

When It Qualifies

  • Used to treat a specific medical condition (e.g., sleep apnea, temporomandibular joint disorder (TMJ), post-surgical recovery).
  • Substantiated by a medical professional (e.g., doctor's note, Letter of Medical Necessity).

When It Doesn't

  • Used for general wellness, cosmetic purposes, or anti-aging without a medical diagnosis or recommendation.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary based on your specific plan administrator's interpretation and documentation requirements. Always retain detailed receipts and a copy of any required medical documentation for your records. This information is for educational purposes only and not tax or legal advice.