Children's cough medicine
Children's cough medicine is eligible for HSA, FSA, and HRA reimbursement as it is considered an over-the-counter medicine.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs to be qualified medical expenses. Following the CARES Act of 2020, over-the-counter (OTC) medicines, including children's cough medicine, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •The cough medicine must be used to alleviate or treat a medical condition, such as a cough or cold symptoms.
- •It must not be for general health or cosmetic purposes.
When It Doesn't
- •Items used for general health or well-being that do not treat a specific medical condition.
- •Items that are primarily for cosmetic purposes.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.