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Children's allergy medicine

Children's allergy medicine is eligible for HSA, FSA, and HRA accounts as a qualified medical expense.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Over-the-counter (OTC) medicines, including children's allergy medicine, are considered qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for OTC medicines to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • The medicine must be used for medical care, which includes the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Doesn't

  • Items for general health or cosmetic purposes are not eligible.
  • Items that are not primarily for medical care.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts for your records in case substantiation is required. This information is for educational purposes only and not tax or legal advice.