Children's Claritin
Children's Claritin is eligible for HSA, FSA, and HRA accounts as an over-the-counter (OTC) medicine.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers over-the-counter (OTC) medicines and drugs, including allergy medications like Children's Claritin, to be qualified medical expenses. This eligibility was expanded by the CARES Act in 2020, removing the previous requirement for a prescription for OTC items. Therefore, you can use funds from your HSA, FSA, or HRA to purchase it.
When It Qualifies
- •The expense must be for medical care, not for general health or cosmetic purposes.
- •The product must be used to alleviate or prevent a medical condition.
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines and Drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always keep your receipts and check with your plan administrator for any specific rules.