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CeraVe

CeraVe products may be eligible for HSA, FSA, or HRA reimbursement if prescribed by a medical professional to treat a specific medical condition; otherwise, they are generally not eligible.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for affecting any structure or function of the body. Products used for general skincare, cosmetic purposes, or overall health improvement are typically not considered medical expenses. However, if a CeraVe product is specifically recommended or prescribed by a doctor to treat a diagnosed medical condition, it may qualify.

When It Qualifies

  • Must be prescribed by a licensed medical professional to treat a specific diagnosed medical condition (e.g., eczema, psoriasis, severe dermatitis).

When It Doesn't

  • Used for general skincare, cosmetic purposes, or for general health and wellness without a specific medical diagnosis and prescription.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary by plan administrator. Always retain your receipts and documentation for IRS substantiation. This information is for educational purposes only and not tax or legal advice.