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Calcium supplements

Calcium supplements are eligible for HSA, FSA, and HRA reimbursement if recommended by a medical practitioner to treat a specific medical condition.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Letter of Medical Necessity (LMN)

A statement from a medical practitioner (e.g., doctor, chiropractor) indicating that the calcium supplement is medically necessary to treat a specific diagnosed medical condition.

Diagnosed Medical Condition

The calcium supplement must be used to treat a specific medical condition diagnosed by a medical practitioner, not for general health or preventative purposes.

Quick Reference

Generally, vitamins and supplements taken for general health or to improve overall well-being are not considered qualified medical expenses. However, if a medical practitioner recommends calcium supplements specifically to treat a diagnosed medical condition, such as osteoporosis or a calcium deficiency, then the cost can be reimbursed. This falls under the IRS definition of expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease.

When It Qualifies

  • Must be recommended by a medical practitioner (e.g., doctor, chiropractor) to treat a specific medical condition.
  • A Letter of Medical Necessity (LMN) or similar documentation from the practitioner is required to substantiate the medical need.

When It Doesn't

  • Calcium supplements taken for general health, wellness, or preventative purposes without a specific medical recommendation.
  • Supplements purchased without a documented medical necessity.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While this information is based on IRS guidelines, individual plan administrators may have specific documentation requirements. Always retain detailed receipts and a copy of any Letter of Medical Necessity for your records. This information is for educational purposes only and not tax or legal advice.