Calamine lotion
Calamine lotion is eligible for reimbursement with HSA, FSA, and HRA funds as an over-the-counter medicine.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers over-the-counter medicines and drugs, including topical treatments like calamine lotion, as qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for these items to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •Must be used for medical care to alleviate or prevent a physical or mental illness or defect.
When It Doesn't
- •Not eligible if used for general health or cosmetic purposes.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific rules. Always retain your receipts for tax and reimbursement purposes. This information is for educational purposes only and not tax or legal advice.