Skip to content
Skip to content

CPAP mask

A CPAP mask is eligible for HSA, FSA, and HRA reimbursement when prescribed by a medical professional for the treatment of a diagnosed medical condition like sleep apnea.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Prescription Required

A written prescription from a licensed medical professional is required for the CPAP mask.

Diagnosed Medical Condition

The CPAP mask must be used to treat a specific, diagnosed medical condition, such as sleep apnea.

Quick Reference

A CPAP (Continuous Positive Airway Pressure) mask is considered medical equipment used to alleviate or prevent a physical defect or illness, specifically sleep apnea. The IRS allows expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, to be qualified medical expenses.

When It Qualifies

  • Must be prescribed by a licensed medical professional.
  • Must be used to treat a diagnosed medical condition (e.g., sleep apnea).

When It Doesn't

  • Not eligible if used for general comfort, wellness, or without a medical diagnosis and prescription.

Similar Items

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and your prescription for your records. This information is for educational purposes only and not tax or legal advice.