COVID-19 Tests
COVID-19 tests are eligible for HSA, FSA, and HRA reimbursement as they are considered a qualified medical expense.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical care as amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease. COVID-19 tests fall under the category of diagnosis and prevention of a disease, making them a qualified medical expense. This includes both at-home tests and tests administered by a healthcare provider.
When It Qualifies
- •The test must be for the diagnosis, cure, mitigation, treatment, or prevention of COVID-19.
When It Doesn't
- •Tests for general wellness or employment screening not related to a medical condition or diagnosis may not be eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.