CGM
Continuous Glucose Monitors (CGMs) are eligible for HSA, FSA, and HRA with a prescription for a diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed medical professional is required for the CGM device and supplies.
The CGM must be used to treat or manage a diagnosed medical condition, such as diabetes.
Quick Reference
Continuous Glucose Monitors (CGMs) are considered medical equipment and supplies used for the diagnosis, cure, mitigation, treatment, or prevention of disease, specifically for managing conditions like diabetes. The IRS allows expenses for such medical care to be included as qualified medical expenses.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat or manage a diagnosed medical condition, such as diabetes.
When It Doesn't
- •Not eligible if used for general wellness, athletic performance, or non-medical purposes without a diagnosed medical condition and prescription.
Similar Items
Official Source
IRS Publication 502 (2024)
What Expenses Can You Include? - Medical equipment, supplies, and diagnostic devices
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While the IRS determines general eligibility, specific plan administrators may have their own substantiation requirements. Always keep detailed records and receipts for all purchases. This information is for educational purposes only and not tax or legal advice.