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Breathing Equipment

Breathing equipment is eligible for HSA, FSA, and HRA if it is primarily for medical care and prescribed by a doctor to treat a specific medical condition.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Prescription Required

A written prescription from a licensed medical practitioner is required for the breathing equipment.

Diagnosed Medical Condition

The breathing equipment must be used to treat a specific, diagnosed medical condition, not for general health or wellness.

Quick Reference

Medical equipment, devices, and supplies are considered qualified medical expenses when they are used primarily to alleviate or prevent a physical or mental defect or illness. Breathing equipment, such as CPAP machines, nebulizers, or oxygen tanks, falls under this category when prescribed by a medical professional for a diagnosed condition.

When It Qualifies

  • Must be primarily for medical care.
  • Must be prescribed by a licensed medical practitioner.
  • Must be used to treat a specific, diagnosed medical condition.

When It Doesn't

  • Equipment used for general health, comfort, or cosmetic purposes is not eligible.
  • Items not prescribed by a medical professional for a specific condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary based on your specific plan administrator's interpretation and documentation requirements. Always retain detailed receipts and a copy of any prescription or Letter of Medical Necessity for your records. This information is for educational purposes only and not tax or legal advice.