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Blood work

Blood work is an eligible medical expense for HSA, FSA, and HRA accounts.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers diagnostic services, including blood work, as qualified medical expenses. These expenses are for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. This includes routine physical examinations and related diagnostic tests.

When It Qualifies

  • Must be for medical care, including diagnostic purposes, treatment, or prevention of disease.
  • Ordered or performed by a licensed medical professional.

When It Doesn't

  • Expenses solely for general health or wellness tracking without a medical purpose or recommendation from a healthcare provider may not qualify.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.