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Birth control pills

Birth control pills are eligible for HSA, FSA, and HRA accounts when prescribed by a licensed medical professional.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Prescription Required

A prescription from a licensed medical professional is required for birth control pills to be considered an eligible medical expense.

Quick Reference

The IRS considers amounts paid for prescription medicines as qualified medical expenses. Birth control pills, when prescribed by a doctor, fall under this category as they are used to prevent pregnancy, which affects a function of the body. This aligns with the definition of medical care in IRS Publication 502.

When It Qualifies

  • Must be prescribed by a licensed medical professional.

When It Doesn't

  • Over-the-counter birth control products that are not prescribed by a doctor are generally not eligible, unless they are specifically approved as an OTC medicine or drug.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.