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Benadryl cream

Benadryl cream is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter (OTC) medicine.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The CARES Act of 2020 made over-the-counter (OTC) medicines and drugs, including products like Benadryl cream, eligible for reimbursement through HSAs, FSAs, and HRAs without the need for a prescription. These expenses are considered qualified medical expenses when used for medical care.

When It Qualifies

  • The expense must be for medical care as defined by IRS rules.
  • It must be for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Doesn't

  • Expenses for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While this information is based on IRS rules, individual plan administrators may have specific requirements. Always retain your receipts for substantiation and consult your plan administrator for definitive guidance. This information is not tax or legal advice.