Bed rails
Bed rails are eligible for HSA, FSA, and HRA reimbursement when primarily for medical care, such as preventing falls or assisting an individual with a diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A Letter of Medical Necessity from a licensed healthcare provider is required, stating that the bed rails are medically necessary to prevent injury or assist with a specific medical condition or disability.
The bed rails must be used to treat or alleviate a diagnosed medical condition, disability, or illness, not for general safety or convenience.
Quick Reference
The IRS allows expenses paid for equipment, supplies, and devices bought primarily for medical care to be reimbursed. Bed rails can qualify as medical equipment if they are necessary to prevent injury or assist an individual with a specific medical condition or disability, as determined by a healthcare professional.
When It Qualifies
- •Must be primarily for medical care, such as preventing falls for an individual with a medical condition or disability.
- •Requires a Letter of Medical Necessity (LMN) or a doctor's recommendation/diagnosis confirming the medical need.
When It Doesn't
- •Not eligible if purchased for general safety, convenience, or if the primary purpose is not medical.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain detailed receipts and a Letter of Medical Necessity (LMN) for your records. This information is for educational purposes only and not tax or legal advice.