Bath bench
A bath bench is eligible for HSA, FSA, and HRA reimbursement when used primarily for medical care to alleviate or prevent a physical disability or illness.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The bath bench must be used to treat or alleviate a diagnosed medical condition, disability, or illness that makes bathing difficult or unsafe without it.
While not always strictly required for purchase, an LMN from a healthcare provider documenting the medical necessity for the bath bench is highly recommended for substantiation purposes, especially if your plan administrator requests it.
Quick Reference
The IRS allows medical expenses for equipment, supplies, and devices used for medical purposes, or special equipment for a person with a physical disability if the main purpose is medical care. A bath bench falls under this category as it assists individuals with mobility issues or disabilities in performing daily living activities like bathing safely.
When It Qualifies
- •Must be primarily for medical care to alleviate or prevent a physical disability or illness.
- •Not for general comfort or convenience without a medical need.
When It Doesn't
- •Expenses for general health or wellness that are not for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
Official Source
IRS Publication 502
Medical Equipment, Supplies, and Devices / Special Equipment for the Disabled
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain detailed receipts and any supporting documentation (like a Letter of Medical Necessity or doctor's note) for your records. This information is for educational purposes only and not tax or legal advice.