Baby saline drops
Baby saline drops are eligible for HSA, FSA, and HRA reimbursement as they are considered an over-the-counter (OTC) medicine used for medical care.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 expanded the definition of qualified medical expenses to include over-the-counter medicines and drugs without the need for a prescription. Baby saline drops are typically used to alleviate medical conditions such as nasal congestion or dryness in infants, falling under the category of medical care.
When It Qualifies
- •Must be used for medical care, which includes the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Not eligible if used for general health, cosmetic purposes, or for purposes other than medical care.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.