Baby lotion
Baby lotion is generally not eligible for HSA, FSA, or HRA reimbursement as it is considered a personal care item for general hygiene rather than a medical expense.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Standard baby lotion is typically used for general moisturizing and skin care, which falls under general health and hygiene, not a specific medical condition.
When It Qualifies
- •If the lotion is medicated and specifically prescribed or recommended by a doctor to treat a diagnosed medical condition (e.g., severe eczema, dermatitis), it *may* be eligible with a Letter of Medical Necessity (LMN) from a physician. In such cases, it would be considered an 'eligible_with_requirements' item.
When It Doesn't
- •Lotions used for general cosmetic purposes or daily moisturizing without a specific medical diagnosis.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan rules can vary, so check with your specific plan administrator.