Baby eczema cream
Baby eczema cream is eligible for HSA, FSA, and HRA reimbursement as it is considered an over-the-counter medicine used to treat a medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Expenses paid for medicines and drugs that treat a medical condition are considered qualified medical expenses. Since the CARES Act, over-the-counter medicines and drugs, including those for skin conditions like eczema, are eligible for reimbursement without a prescription. Baby eczema cream falls into this category as it is used to alleviate symptoms of eczema.
When It Qualifies
- •Must be used to treat a diagnosed or existing medical condition (eczema).
When It Doesn't
- •Products used solely for cosmetic purposes or general skincare without treating a specific medical condition are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines and Drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation and consult your plan administrator for definitive coverage details. This information is not tax or legal advice.