Athlete's foot cream
Athlete's foot cream is eligible for HSA, FSA, and HRA reimbursement as it is an over-the-counter medicine used to treat a medical condition.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs used to alleviate or prevent a medical condition as qualified medical expenses. Following the CARES Act of 2020, over-the-counter (OTC) medicines, including athlete's foot cream, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •Must be used to treat a specific medical condition (e.g., fungal infection like athlete's foot).
- •Not for general health, cosmetic purposes, or items that are merely beneficial to general health.
When It Doesn't
- •Products used for cosmetic purposes.
- •Items that are not primarily for medical care, even if they have some health benefits.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep detailed records and receipts for all purchases.