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Aquaphor

Aquaphor products used for medical care, such as treating dry, cracked, or irritated skin, are eligible for HSA, FSA, and HRA reimbursement.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers over-the-counter medicines and drugs used for the diagnosis, cure, mitigation, treatment, or prevention of disease to be qualified medical expenses. Aquaphor, when used for therapeutic purposes like healing or protecting compromised skin, falls under this category. The CARES Act removed the prescription requirement for OTC medicines and drugs, making these products eligible without a doctor's note.

When It Qualifies

  • Must be used for medical care, such as treating dry, cracked skin, minor cuts, burns, eczema, or other skin irritations.

When It Doesn't

  • Use for purely cosmetic purposes, such as general moisturizing without a specific medical need or for aesthetic enhancement, is not eligible.

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.