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Antifungal spray

Antifungal spray is eligible for HSA, FSA, and HRA accounts as it is considered an over-the-counter medicine used to treat a medical condition.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers medicines and drugs that treat a medical condition to be qualified medical expenses. Following the CARES Act, over-the-counter (OTC) medicines, including antifungal sprays, no longer require a prescription to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • The antifungal spray must be used to treat a specific medical condition, such as a fungal infection.

When It Doesn't

  • Expenses for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always keep detailed receipts for your records. This information is for educational purposes only and not tax or legal advice.