Antifungal cream
Antifungal cream is an eligible expense for HSA, FSA, and HRA accounts.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Antifungal cream is considered an over-the-counter (OTC) medicine used to treat a medical condition, specifically fungal infections. The CARES Act of 2020 made OTC medicines and drugs, including antifungal creams, eligible for reimbursement without a prescription.
When It Qualifies
- •Must be used to treat a specific medical condition (e.g., athlete's foot, jock itch, ringworm) and not for general health or cosmetic purposes.
When It Doesn't
- •Not eligible if used purely for cosmetic purposes or general wellness without a diagnosed medical condition.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep detailed records and receipts for all purchases for substantiation.