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Anti-itch cream

Anti-itch cream is eligible for HSA, FSA, and HRA reimbursement as it is considered an over-the-counter medicine.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers over-the-counter medicines and drugs, including anti-itch creams, as qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for these items to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • The anti-itch cream must be used to alleviate or treat a medical condition, such as skin irritation, rash, or insect bites.

When It Doesn't

  • Products primarily for cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.