Allergy Medications
Allergy medications are eligible for HSA, FSA, and HRA reimbursement as qualified medical expenses.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs to be qualified medical expenses. Following the CARES Act, over-the-counter (OTC) medicines and drugs, including allergy medications, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •The allergy medication must be used for medical care to alleviate or treat an allergy condition.
- •The medication must be legally obtained.
When It Doesn't
- •Medications used for general health or cosmetic purposes are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines and Drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for any specific rules.