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Afrin nasal spray

Afrin nasal spray is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter (OTC) medicine.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Over-the-counter medicines, including nasal sprays like Afrin, are considered qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for OTC medicines to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • The expense must be for medical care, meaning it is primarily to alleviate or prevent a physical or mental defect or illness.
  • The product must be used by you, your spouse, or your dependents.

When It Doesn't

  • Expenses for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts for your records in case substantiation is required. This information is for educational purposes only and not tax or legal advice.