Adult diapers
Adult diapers are eligible for HSA, FSA, and HRA when used as incontinence supplies to treat a diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The adult diapers must be used to treat a diagnosed medical condition, such as incontinence, and not for general hygiene or convenience.
Quick Reference
The IRS considers expenses for medical supplies, including incontinence supplies, to be qualified medical expenses. These supplies must be used for the diagnosis, cure, mitigation, treatment, or prevention of a disease or to affect a function or structure of the body.
When It Qualifies
- •Must be used to treat a diagnosed medical condition, such as incontinence.
When It Doesn't
- •Not eligible if used for general hygiene, convenience, or non-medical purposes.
Official Source
IRS Publication 502 (2024)
What Is a Medical Expense? - Incontinence supplies
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, specific plan administrators may have varying requirements. Always retain your receipts and documentation for all purchases. This information is for educational purposes only and not tax or legal advice.